According to https://networkengineering.stackexchange.com/a/57909/, a packet sent to 192.168.1.97 "doesn't leave the host but is treated like a packet received from the network, addressed to 192.168.1.97." So same as sending a packet to loop back 127.0.0.1.
why does nmap 127.0.0.1 return more services than nmap 192.168.1.97?
Does nmap 127.0.0.1 necessarily also return those services returned by nmap 192.168.1.97? Does a server listening at 192.168.1.97 necessarily also listen at 127.0.0.1?
$ nmap -p0-65535 192.168.1.97
Starting Nmap 7.60 ( https://nmap.org ) at 2019-03-23 19:18 EDT
Nmap scan report for ocean (192.168.1.97)
Host is up (0.00039s latency).
Not shown: 65532 closed ports
PORT STATE SERVICE
22/tcp open ssh
111/tcp open rpcbind
3306/tcp open mysql
33060/tcp open mysqlx
Nmap done: 1 IP address (1 host up) scanned in 9.55 seconds
$ nmap -p0-65535 localhost
Starting Nmap 7.60 ( https://nmap.org ) at 2019-03-23 19:18 EDT
Nmap scan report for localhost (127.0.0.1)
Host is up (0.00033s latency).
Other addresses for localhost (not scanned):
Not shown: 65529 closed ports
PORT STATE SERVICE
22/tcp open ssh
111/tcp open rpcbind
631/tcp open ipp
3306/tcp open mysql
5432/tcp open postgresql
9050/tcp open tor-socks
33060/tcp open mysqlx
Nmap done: 1 IP address (1 host up) scanned in 5.39 seconds
Thanks.